Saving is hard when it all goes into one big pot

The "bucket method" helps you divide your savings into different goals - making progress visible and success easier.

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What is the bucket method?

Imagine you have several savings goals:

Holiday
Emergency fund
Education
Gifts

For each goal, you create a separate “bucket” – a virtual savings account or target. This way, you always know how much you’ve saved for each purpose.

Your buckets earn 2% interest vs 0.01% at traditional banks. You can already see measurable progress in just 3 months!

MoCo Makes Bucketing Effortless

Saving with MoCo facilitates “the bucket method”:

Create multiple savings goals and a separate account for each one
Daily interest payments on your total balance (2.1% AER)
Full flexibility: withdraw or reallocate funds anytime

How to get started with your buckets

Define your goals: What do you want to achieve? How much do you need?
Automate & Track: Set up standing orders and watch your progress grow.

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Why it works so well

Ready to turn your savings goals into reality?

Your buckets are earning 2% while you plan your next achievement.

Find out more about MoCo Savings

You have more Questions? Here you will find the FAQs

Bottom line: With the bucket method and a MoCo savings account, saving becomes organized, motivating, and easy. Start now – open your savings account.